Student Talk

The "Can I really stick to the budget?" face 😆  For some, budgeting seems useless, because already the money is not enough. That's exactly why we should budget: to make sure that we take care of our needs and priorities first before using the money in luxury or wherever we want to use it. Of course, one the solution is to have more than one source of income. That does not necessarily mean 2 jobs, unless you have the grace for that I suppose. But for now, let's look into the benefits and ability of being able to stick to the budget with your current income. Benefits of budgeting Benefit 1: Budgeting helps to know exactly how much you can spend - what your limit is, so that you avoid spending to the extent of being left with almost nothing before your next income. I mentioned on the earlier blogpost on this topic, blogpost 18: Financial education: budgeting  , that it helps to budget a little more than the exact amount of the expense. We all know more or le

To-do lists! It's quite easy to disregard this. In fact, I myself never paid attention to it, and it's very easy to not think much of it when you're just a learner/ student with not much responsibilities - you know more or less what you must do and don't need to-do lists to remind you, right? Well, wait until you're all grown up and have a million and a half things to attend to (Lol!). Reaction when you have a million and a half things to attend to! Lol! For me currently, I have quite a bit of responsibilities, or rather things I choose to do with my time that are important to me. Let me give you a break-down: - I am a trainee accountant: Monday to Friday, working hours - I serve at my church (Christ Kingdom Life International) for Sunday services, and avail myself for any additional projects. I have to prepare and avail myself every week. - I edit and help publish books for people who want to write and publish books throug

Some of the Co-opt students in the skills development programme at the office. Had so much fun with them. Missing them already before they are even gone back to varsity! Lol!  Becoming employable as a recent graduate is a challenge that is faced even today. It's understandable, because for many of us who study through tertiary (i.e university/ colleges), we may have been exposed to the studying of the theory of the career, and not so much the practical part of it. The challenge with being employable as a graduate stems from the fact that the work place requires more than just knowledge. In fact, the work place needs us to apply the knowledge we have. It needs us to bring solutions using the knowledge we have. More importantly, it needs people who will be efficient in the work they do. If a company was to choose between an individual with only a qualification and an individual that has vast years of experience in the field of work that both individuals are applying for, th

As a person who is busy, who always has something to do, I can tell you that multi-tasking can be the bestest friend ever! For me, it is the solution to getting things done, BUT it can also not be so much of a good thing. Multi-tasking as the bestest friend ever! When I have a lot to do, starting on each thing, whatever it is, is much better than not having started anything at all!